Motor home owners often insure their motor homes with companies that specialize in automobile insurance. Unfortunately, policies from these companies may not provide the types of protection motor home owners need... and get from RV policies.
There is a difference. Take a few minutes to compare your current policy to the coverages. discussed at our a Coverages Page. With an auto policy, an RV claim can be delayed until it is known whether the RV's appliances, plumbing, and other special features are covered under the auto policy or a homeowners policy. And some RV'ers must pay for repair or replacement of these items out of their own pockets.
Many auto insurance companies will have a hard time finding you the special services you may need when you have a RV claim. They are auto insurance experts, not RV specialists. And getting a RV repaired isn't always as easy as calling the nearest auto repair or body shop. So it may take you longer to get your claims settled.
Our RV Insurance protection picks up where an ordinary auto policy stops. Many times minor RV claims can cause your entire auto insurance bill to increase. Buying a separate RV policy avoids this risk. As RV insurance specialists, TWIN PEAKS INSURANCE knows what it takes to maintain and repair a RV, so we offer more of the coverages RV owners need. Most auto insurance policies have a limit on towing and will not cover the cost of towing a larger RV.